Thursday, June 5, 2014

June Goals & Budget

So I probably should have posted this at the beginning of the month but here's my budget and goals for the month.



*Student loan #1 is only $140 not sure why I have $170 in there. End of month update will show the correct amount.

This is what a normal budget is going to look like for me aside from a few things.

  1. My rent is normally $400 but because my boyfriend owed me $90 we just lowered my rent for the month.
  2. My cell phone (which is pay & talk) is set to auto bill from credit card #1. So it shows up twice in the budget
  3. Hair cut and nail polish are not going to be regular items. I won a photo session for this month and seeing as my hair hasn't been cut in a really long time I thought it was appropriate to get it looking good. There's 2 nail polishes I really want and if I don't get them for my birthday I'll use some birthday money to purchase them.
  4. I don't have a food category because my rent money goes towards bills and groceries. My boyfriend pays for all the groceries and utilities and my rent goes towards that.
  5. Spending cash is what I'm giving myself to spend on whatever I want. If I want to eat out it has to come from that money.


Goals

  1. Limit my credit card spending. Now that I have an income again I really just want to spend spend spend. I'm going to try and live on cash and really limit what I put on my credit card.
  2. Drink 4 cups of water a day. I understand that this is important for my body and that 8 would be best but I know that if I try to do 8 right away I'm going to fail.
  3. Continue to blog regularly. It might not be everyday but I do have lots to talk about so hopefully this won't be an issue.
If you like my budget layout and inspiration I got it here: http://blondeonabudget.ca/budget-template/
I created my own categories and added my own colors. I then imported it into Google Docs to be able to post to the blog.

What's your goals for June?

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